BBMP Property Tax Online Payment - A Step-by-Step Guide

By lodha

Paying property tax is an important responsibility of every property owner. It is a form of tax levied by the government on the value of a property. In the city of Bengaluru, the Bruhat Bengaluru Mahanagara Palike (BBMP) is the governing body responsible for collecting property tax. In this blog, we will guide you through the process of house tax Bangalore and how to pay property tax online in Karnataka.

Step 1: Gather the Necessary Documents And Information

Before you start the online tax payment BBMP process, you will need to gather some essential documents and information. The documents include:

• Khata certificate: This document is issued by the BBMP and is essential for identifying your property in the city's records. It contains details such as the owner's name, property size, and location.
• Previous year's property tax receipt: You will need the previous year's property tax receipt to fill in details such as the assessment year and tax paid.
• Property identification number (PID): The PID is a unique identification number assigned to your property by the BBMP. You can find your PID on your khata certificate.

Step 2: Visit The BBMP Website

The next step is to visit the official BBMP website (https://bbmptax.karnataka.gov.in/) to pay your BBMP property tax online payment. Once you are on the website, click on the 'Property Tax' option, which will take you to the property tax payment page.

Step 3: Enter Property Details

On the property tax payment page, you will be required to enter your property details such as your PID, property type, and zone. Once you have entered all the required details, click on 'Fetch Details.' The website will then display your property tax details for the current year.

Step 4: Verify Property Tax Details

Before proceeding with the payment process, it is crucial to verify the property tax details displayed on the website. Ensure that all the details are accurate, and the tax amount displayed is correct.

Step 5: Make The Payment

Once you have verified your property tax details and calculated the tax amount, you can proceed with the payment. The BBMP offers various payment options, including debit cards, credit cards, net banking, and e-wallets. Choose the payment option that suits you best and complete the payment process. You can also check the BBMP payment status online.

Step 6: Download The Receipt

After the payment is complete, the BBMP website will generate a receipt for the property tax paid. Download the receipt and keep it for your records.

Required Documents for BBMP Property Tax Payment

The following documents are required to be kept handy for an efficient process while making property tax payments to the Bruhat Bengaluru Mahanagara Palike, or BBMP:

1. Property Identification Number (PID): PID is an identifying number for properties within the BBMP system. It can be found on previous tax receipts or property documents.
2. SAS Application Number: If you submitted your property under the Self-Assessment Scheme (SAS), this number will be required for calculating tax.
3. Previous Tax Receipts: Keeping copies of past property tax receipts helps verify the payment history and assists in resolving discrepancies.
4. Sale Deed or Title Deed: This signifies ownership and may be required for new property registration or change of ownership.
5. Khata Certificate: This certificate is necessary for property registration, as it indicates that your property is recognised by BBMP.
6. Identity Proof: A government-issued identification, such as an Aadhaar card or voter ID, may be necessary to verify the identity of the property owner.

How BBMP Property Tax is Calculated

The Bruhat Bengaluru Mahanagara Palike (BBMP) calculates property tax using one of three systems, depending on the city and local regulations:

1. Annual Rental Value (ARV) System: In this method, tax is based on the estimated annual rental income the property could generate.
2. Capital Value System (CVS): Property tax is linked to the market value of the property, as assessed by the local stamp duty authority.
3. Unit Area Value (UAV) System: This method determines tax based on the per square foot/unit value of the property’s carpet area, which is multiplied by the total area to calculate the tax.

BBMP Property Tax Calculation Formula

BBMP calculates property tax using a standard formula:

Property Tax = (G – I) × 20% + Cess (24% of Property Tax)

Here’s what each component means:

• G (Gross Unit Area Value): This is calculated by adding three components:
   
  • X: Area under tenancy × rate per sq. ft. × 10
     
  • Y: Area self-occupied × rate per sq. ft. × 10
     
  • Z: Any other applicable value (if included by BBMP)
     
• I (Depreciation): Calculated as G × H ÷ 100, where H is the depreciation percentage based on the property's age.
   
• Cess: An additional charge of 24% of the property tax amount.

Calculating BBMP Property Tax Payment Dues

When it comes to calculating your property tax, several factors come into play. These include the dimensions of your plot, the type of construction on your property, its usage (residential or commercial), and any additional structures like car parks or swimming pools. The BBMP has a predetermined formula to calculate your property tax liability based on these factors.

Property Tax (K) = (G-I)20% + Applicable Cess (Property’s 24%)
 Where:
 G = Gross Unit Area Value
 I = GD/100
 D = Depreciation Rate

To determine your property's taxable value accurately, you can use the BBMP property tax calculator available on their official website. This online tool simplifies the calculation process by considering the property's specifications and providing an estimate of your tax liability.

Step-by-Step BBMP Property Tax Payment Guide

1. Visit the BBMP website
    Step 1- Visit the official website of BBMP
2. Click on the 'Pay your tax online' button
    Step 2- Click on the 'Pay your tax online' button and select 'Property Tax (Assessment Year)'
3. Enter your Property Identification Number (PID) or Khatha number
    Step 3- Enter your Property Identification Number (PID) or Khatha number and click on 'Fetch'
4. Payment Mode Selection
    Step 4- Select the payment mode (Net banking, Credit card, Debit card or UPI) and make the payment
5. Receive and download the receipt
    Step 5- Once the payment is successful, you will receive a confirmation message with the transaction ID. Take a printout of the receipt for future reference.

BBMP Property Tax Rebate and Discounts

BBMP offers a 5% discount on property tax for payments made in full before the due date. However, payments made after the due date will incur a 2% per month or 24% per annum interest charge. If you choose to pay in two installments, you can avoid the interest charge, but the discount will not be applicable.

Frequently Asked Questions

1.How to pay property tax online in Karnataka?
 Follow these steps to make BBMP property tax payment:

• Visit the official website, enter your PID or Khatha number, and fetch property details.
• Proceed with payment via debit card, credit card, net banking, or UPI.

2. What is the PID number in the property tax in Bangalore?
   The Property Identification Number (PID) is a unique identifier for properties in BBMP's records, typically found on previous tax receipts or property documents.
3. How to check the BBMP tax paid details?
   Visit the BBMP website, click 'Know Your Property Tax', enter your PID or Khatha number, and view the tax paid details for the current and previous years.
4. How to download the BBMP property tax receipt?
    After checking your tax paid details, click on 'Download Receipt' to get your payment receipt.
5. How to find the 10-digit application number for the BBMP property tax?
   Go to the BBMP website, enter your PID or Khatha number, and the application number will be displayed with your property details.
6. Is it possible to pay the property tax at the BBMP ward offices?
   No, property tax payments cannot be made at the BBMP ward offices. Payments must be made online or at designated centres.