Pune (PMC) Property Tax Online Payment - A Step-by-Step Guide

By Lodha

Paying property tax is a mandatory obligation for all property owners in Pune. The Pune Municipal Corporation (PMC) is the authorised administrative body responsible for collecting property tax for residential, commercial, and institutional properties in Pune. The collected revenue is utilised by the PMC to provide various civic amenities to the citizens of Pune. In this blog, we will discuss how to pay property tax in Pune, the steps involved, how it is calculated, and any discounts offered by the PMC. The payment of the PMC property tax has been simplified through online and offline methods. There are several online payment options available for Pune property tax payments, while offline payments can be made at designated centres set up by the PMC. To encourage timely payment, PMC offers various types of rebates. Paying property tax within the due date offers a 2% rebate, making it a beneficial option for property owners.

Steps to Pay Property Tax in Pune

Step 1 

Visit the PMC website- The first step to pay your PMC online property tax is to visit the official website. The website provides a user-friendly interface that makes it easy for property owners to pay their taxes online.

Step 2

Register/Login- If you are a first-time user, you will have to register on the website by providing your personal and property details. If you are an existing user, you can directly log in to the website using your credentials.

Step 3 

Search for Your Property- Once you have logged in, you can search for your property by entering your property details, such as the property number, ward number, and zone.

Step 4

Check your Property Details- After entering the details for property tax in Pune, you can check your property type, area, and other relevant information.

Step 5

Calculate your Property Tax- The next step is to calculate your property tax based on the information provided. PMC provides an online property tax calculator that can be used to calculate property tax.

Step 6 

Generate a Challan- After calculating the property tax, you can generate a challan online. This challan can be used to pay property tax Pune.

Step 7

Pay your Property Tax- Finally, you can pay your Pune property tax online by using various modes of payment such as credit cards, debit cards, net banking, or e-wallets.

Information Required to Pay Property Tax

When paying property tax, the following property details are typically needed:

• Land area (in sq. ft. or sq. m.)
• Built-up area, including all structures on the property
• Property address, including street name, area, ward, and locality
• Type of property: residential, commercial, industrial, etc.
• Usage: how the property is utilised (e.g., residential, commercial)
• Year of construction
• Identification details for municipal records, such as:
• Total floor area, covering all levels of the building
• Age of the property, in years

How is Pune Property Tax Calculation Done?

The process of calculating property tax in Pune involves considering various factors such as the type, usage, and age of the property. The tax is calculated based on the capital value of the property, which is determined using a value system that takes into account the base value, built-up area, use category, type of building, age factor, and floor factor. The capital value varies for rented or let-out properties and self-occupied properties. To calculate the tax, property owners can use the online calculator available on the PMC website, where they need to provide details such as the location, property type, carpet area, usage of the property, year of construction, and total plinth area.

It is crucial to pay property tax in Pune within the due date to avoid penalties and fines. The due date for payment varies based on the tax payment period. For the first half-year period (from April 1st to September 30th), the due date is 31st May. For the second half-year period (from October 1st to March 31st), the due date is 31st December. If the payment is delayed, a monthly penalty of 2% is levied along with the property tax amount.

Paying the complete property tax by 31st May can make property owners eligible for rebates. For residential properties, non-residential properties, or open plots registered as residential buildings with an annual rateable value of up to Rs. 25,000, a 10% discount on the general tax is offered. If the annual rateable value is above Rs. 25,001, a 5% discount on the general tax is available.

Additionally, if a residential property has installed solar, vermiculture, and rainwater harvesting systems, a 5% discount on municipal tax (excluding water and government tax) can be availed.

Further, certain properties in Pune are exempt from property tax or are eligible for concessions. Religious places and charitable institutions are exempt from property tax payments. Ex-servicemen, freedom fighters, their families, and women can receive a 50% concession on property tax under the PMC. Residential owners who have a disability of more than 40% can avail of a rebate of 40% on their taxes.

PMC Property Tax Rebates: Who Can Benefit and How

1. 40% Rebate for Self-Occupied Residential Properties

• Eligibility: Self-occupied residential properties within PMC limits.
• Application: Submission of the PT-3 form along with proof of self-occupancy and a ₹25 fee.
• Deadline: The last date for submission was August 15, 2024.
• Automatic Renewal: Once approved, there's no need to reapply annually; the rebate will automatically reflect in subsequent bills.

2. Early Payment Discounts

• 5% to 10% Discount: Offered to taxpayers who pay their dues before May 31 each year.
• Extended Deadline: For the fiscal year 2025-26, the deadline has been extended to June 30, 2025, due to delays in bill distribution.

3. Eco-Friendly Initiatives

• 5% Discount: For implementing any one of the following on residential properties:
• 10% Discount: For implementing any two of the above initiatives.

4. Online Payment Incentive

• 2% Rebate: Available for taxpayers who pay their property tax online.

5. Additional Concessions

• Exemptions: Properties used for public worship, religious purposes, or registered charitable trusts are exempt from property tax.
• 40% Concession: For residential property owners with 40% disabilities.
• 50% Concession: For women, ex-servicemen, freedom fighters, and their families.

Important Reminders

• Late Payment Penalty: A 2% penalty is levied for each month of delay in property tax payment.
• Bill Distribution: Due to verification processes, property tax bills for 2025-26 will be issued starting May 1, 2025.

Property Tax Exemptions and Concessions under PMC

The Pune Municipal Corporation (PMC) provides certain exemptions and concessions on property tax to support community welfare, affordability, and inclusion.

Exemptions

1. Religious and Charitable Properties

Properties used for religious worship, public gatherings, or managed by registered charitable trusts may be exempt from property tax, provided they meet specific eligibility criteria under PMC guidelines.

2. Heritage Properties

Land or structures officially classified as heritage sites are exempt from tax. This helps preserve historically or culturally significant sites and encourages ongoing maintenance and restoration.

3. Small Residential Units

Residential properties with a built-up area of less than 500 sq. ft. are fully exempt. This provision supports affordable housing and reduces the financial burden on low-income households.

Concessions

1. 50% Concession for Ex-Servicemen, Freedom Fighters & Women

PMC offers a 50% reduction in property tax for properties owned by ex-servicemen, freedom fighters, their spouses, and women, in recognition of their service and contribution to society.

2. 40% Rebate for Persons with Disabilities

Individuals with 40% or more disability are eligible for a 40% rebate on property tax for properties registered in their name, providing much-needed financial relief and promoting inclusivity.

PMC Property Tax Updates – 2024

1. Speed Post Delivery of Tax Bills

Starting April 1, 2024, PMC began dispatching physical property tax bills via speed post to ensure timely delivery, especially for those not receiving bills electronically. In the first phase, around 2.5 lakh taxpayers will receive bills. Property owners are advised to update their postal addresses with PMC to avoid delivery issues.

2. Call Centre for Tax Recovery

To recover outstanding dues, PMC has launched a dedicated call centre, making 50,000 calls per month to follow up with defaulters. This initiative aims to recover over ₹8,500 crore through direct communication with property owners, including calls on weekdays and weekends.

Benefits of Paying Property Tax Online

Paying your property tax online comes with several advantages that make the process easier, faster, and more efficient:

1. Convenience and Accessibility

You can pay your property tax from anywhere, at any time, without the need to visit a municipal office or stand in queues.

2. Time-Saving

The entire process takes just a few minutes and can be completed through a secure portal using your property details.

3. Instant Acknowledgement and Receipts

Online payments generate immediate receipts and digital proof of payment, which can be saved or printed for your records.

4. Multiple Payment Options

Online portals accept various modes of payment—credit/debit cards, UPI, internet banking, and digital wallets—offering greater flexibility.

5. Error-Free Process

Fewer chances of manual errors or miscommunication, as all calculations and entries are system-generated.

6. Transparent Transaction History

Your payment history is easily accessible online, allowing for better financial tracking and future reference.

7. Access to Updated Information

Most municipal websites provide updated property details, tax dues, and assessment information during the payment process.

8. Eco-Friendly

Digital payments reduce the need for paper-based receipts and forms, making it a more sustainable choice.

Commonly Asked Questions

1. How do you pay Pune property tax online?

To pay property tax in Pune online, follow these steps:

Step 1: Visit the official website of the Pune Municipal Corporation.

Step 2: Click on the ‘Pay Your Tax’ option on the homepage, enter your property number or assessment number, and hit the ‘Search’ button.

Step 3: The website will display the property tax details of your property. Click on ‘Pay Tax’ to proceed with the payment.

Step 4: Select the payment mode (credit/debit card, net banking, or UPI) and click on the ‘Pay’ button.

Step 5: After the payment is successful, you will receive a confirmation message on the website, along with a receipt.

2. How can I check my property tax in Pune?

To check your property tax in Pune, visit the official website of the Pune Municipal Corporation, enter your property or assessment number, and view the details of your property and the amount due. The property tax payment due date varies, so check the due date before making the payment to avoid late payment penalties.

3. How can I get a property tax receipt in Pune?

To get a property tax receipt in Pune, visit the official website of the Pune Municipal Corporation, click on ‘Tax Receipt’ on the Home Page, enter your property or assessment number, view your payment details, select the transaction ID, and print the receipt.

4. What is the late fee for property tax in Pune?

The late fee for property tax is 2% per month. This means that if you fail to pay your property tax on or before the due date, you will have to pay an additional 2% per month or part of a month as a penalty until the date of payment.

5. Can I get a discount on paying property tax in Pune?

You can check the official discounts on the official website portal.

6. How can I obtain a 'No Dues' certificate for my property tax bill online in Pune?

Acquiring a 'No Dues' certificate is a straightforward process. Navigate to the Pune property tax homepage and select the ‘Get NOC’ option. Provide your mobile number and email ID to receive the certificate directly in your inbox.

7. What are the documents to be submitted for availing the 40% rebate?

To avail the rebate, you need to submit any of the following documents as proof of self-occupancy:

• No Objection Certificate (NOC) from the housing society
• Voter ID
• Passport
• Driving licence
• Ration carD
• Gas connection document
• Property tax bill for any other property within the PMC limits

8. In a joint ownership situation, who is responsible for paying the PCMC property tax?

In such a case, each co-owner is responsible for paying property tax on their respective share of the land.